Wealth

Wealth

Delivering a better financial future for you and your family. The Sovereign Way.

Wealth

Our investment philosophy is based on two simple and proven principles.

We help you choose and then manage a diverse portfolio of investments individually selected to meet your circumstances and needs. And we always put your long-term interests first, journeying with you to help you grow your best possible future.

WeaLTH Services

Portfolio Construction

Our range of services include…

  • Developing and implementing an agreed investment strategy

  • Ongoing review incorporating ongoing advice and education

  • App and online web based platform providing on-line management of your investment portfolio

Strategic Advice

  • Quarterly portfolio review meetings with your adviser in person, via phone or secure video conferencing (whichever suits you best).

  • Continual assistance with all tax and strategic planning using our specialist tax agent service

  • Preparation and lodgement of all documentation necessary to carry out investment recommendations, including asset transfers and contributions

Risk Management

An integral component of any financial strategy is protecting your personal and financial wellbeing from the impacts of illness, injury, permanent incapacity, traumatic illness and death. Shielding your family and your assets with risk protection insurance is a vital consideration in any financial plan.

We help you get the best protection for you, your family or your business and we will review your ongoing needs which can and do change through the various stages of life and business.

We are able to access the following traditional and innovative insurance contracts:

  • Life Insurance
  • Income Protection Insurance
  • Trauma Insurance
  • Total and Permanent Disability
  • Business Expenses Cover

Self-managed Superannuation Funds (SMSF)

We help put you in control of your super and enable you to plan effectively for your retirement.

Self Managed Superannuation Funds give you the opportunity to take control of your own funds and may help to control or minimise fees in order to achieve maximum value.

Our specialist team provide a range of personalised financial services which lead to successful and stress free management of your Self Managed Superannuation Fund.

Estate Planning Service

We believe it is vital that estate planning is an ongoing topic in our regular client discussions, putting in place the right strategies for elements such as superannuation and taxation. Our personal service ensures that we always have an understanding of your circumstances and can identify any required changes that may need to be discussed with your solicitor when preparing your Will, Binding Death Benefit Nomination Form (SMSFs), Power of Attorney documents and any other legal requirements.

Aged Care Advice

It’s not easy to place a loved one into care and it’s not easy to understand how it all works. To help you understand and best navigate the complexities and substantial costs of aged care, we are able to offer specialist advice in this important area. We can talk you through the care options available to you or your loved ones, the costs associated with them and the best way to restructure your finances to pay for the appropriate care.